About Advance Smart

Advance Smart is one of the very few companies that offer a micro loan program that is fully amortized. These micro loans give business owners a chance to save money on interest with this program if they pay off early, compared to a cash advance where you may only receive a 25% discount on the interest fee for paying off early. This product works like a true loan. For example, if $50,000 was borrowed over 12 months but paid off in 6 months, the guarantor would only be responsible for the 6 months of interest, not the full 12 months of interest. 


We proudly serve all 50 states and have for over 20 years. We also have over 20 years of combined experience. Call 860-952-3709 now and speak to a Funding Advisor to get qualified!


Advance Smart gives business owners one place to stop for every business funding option available to the public. Our objective is to provide easy access to the necessary working capital to help businesses manage existing cash flow and to provide them with carefully timed funding to ensure their continued growth.


Advance Smart specializes in business loan variety. We cover all forms of lending from second-position cash advances and unsecured loans to multi-million-dollar SBA and acquisition loans. Your funding advisor will listen to your needs, check your qualifications, and get you the correct loan for your business. One application takes care of all these options. We are the one-stop business finance shop.


We serve:

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Setting standards in the working capital industry by offering low rates, a friendly staff, and the flexibility to set our customers apart from the crowd, Advance Smart's commitment to the customer is unparalleled. Advance Smart connects your business to the proper finance option using our proprietary placement tools. This enables your business to qualify for the working capital needed for true growth.

The Advance Smart Funding Advisors and staff are among the most dedicated and knowledgeable people in the financial services industry today. These highly trained loan officers and Funding Advisors are frequently complimented by our customers for their responsiveness. Our sales staff is trained to understand you and your business and not treat you like a number. From
business loans such as working capital loans to amortized loans, hard money loans, short-term loans, and unsecured loans to lines of credit, there are a number of business financing solutions we offer.

Whether you need to expand your business, hire additional employees, or renovate, we have the options for working capital to meet your goals. We are proud to offer our business financing solutions to clients in all 50 states, including Florida; San Diego, CA; Boston, MA; Hartford, CT; Springfield, MA; Chicago, IL; Houston, TX; Phoenix, AZ; Philadelphia, PA; Dallas, TX; and the surrounding areas. To learn more about our programs, call us at 
860-952-3709.